gnuGrid collects credit and transactional data on individual and non-individual borrowers, validates and profiles it into meaningful profiles that are disseminated in the form of credit reports and credit scores to enable credit providers to make informed lending decisions. These credit reports and credit scores also help borrowers prove their creditworthiness when attempting to get credit from financial institutions. gnuGrid serves all tiers of Uganda’s financial space but has a primary focus on last-mile credit consumers who mainly access credit through tier 4 financial institutions.