Disability Doesn't Define Her: Meet the Entrepreneur Who's Breaking the Mold | Mastercard Foundation
Phiwayinkhosi Precious Lukhele (Phiwa) in a traditional red, green, black and white patterned dress

Phiwayinkhosi Precious Lukhele, affectionately known as Phiwa, is a shining example of resilience and determination. The young entrepreneur and computer science student at Ashesi University in Ghana is paving her own path to success.

Growing up with a physical disability caused by a car accident at the age of three, Phiwa has faced numerous challenges. "Sometimes, just walking for a few minutes is hell, but I have to keep strong and try to live a full, normal life," she says.

Her disability is a result of being run over by a car at home, which damaged her bones and nerves, causing the lower left side of her body to develop abnormally. Despite the challenges, Phiwa's aunt, who raised her after she lost her parents as a baby, tried desperately to save money for her surgery. However, when her aunt suffered a stroke, the treatment plans had to be put on hold.

One pivotal moment that made Phiwa aware of how differently people perceive and treat others with disabilities happened in primary school. "My English teacher had selected me to play a role in a community play. But when the headteacher saw me, he took one look at my leg and dismissed me without giving me a chance to prove myself," she recalls. "That moment broke the confidence I had been building for years, and it was only the beginning of moments that would forever break my heart."

I want every young person with a disability to know that their dreams are valid, and that their abilities matter more than their physical limitations.

Phiwayinkhosi Precious Lukhele (Phiwa)

Despite these challenges, Phiwa's late aunt instilled an entrepreneurial spirit in her from a young age. "She taught me that no one was coming to save me and that I had to fight for my future," she says. At the age of 13, Phiwa started selling sweets at school to earn money, learning early that she would always have to work twice as hard to be seen for who she truly is.

Currently, she is part of the Mastercard Foundation Scholars Program at Ashesi University, which has completely transformed her life. "It brought me closer to my dreams and ignited a deeper passion for giving back to my community," she says.

Phiwa co-owns a business called Luhle with two close friends, helping people in Eswatini buy items from South Africa, Mozambique, Shein, and Temu. "As a leader in the business, I lead with empathy, because I know the power of kindness and understanding," Phiwa explains. "That mindset has been key to our success."

Outside of work and school, Phiwa loves dancing, singing, recording vlogs, and watching movies. "I particularly love singing pop songs," she says. "One of my favorites is 'Pink Pony Club' by Chappell Roan, which I usually sing at home."

Phiwa's journey is a testament to the power of resilience and determination. Despite the challenges she faces, she remains hopeful and focused on her goals. "I'm not just a girl with a disability," she says. "I am a dreamer, a builder, and a leader in the making. I would like every young person with a disability to know that their dreams are valid, and that their abilities matter more than their physical limitations.”

Phiwayinkhosi Precious Lukhele (Phiwa) is a computer science student at Ashesi University and an entrepreneur. She driven by a passion for technology and social impact. As a Mastercard Foundation scholar, she is dedicated to leveraging her skills to empower marginalized communities and advocate for the rights of young people with disabilities.